USER AGREEMENT

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1. GENERAL PROVISIONS AND ACCEPTANCE

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1.1. Scope: This User Agreement (the "Agreement") governs the relationship between the IBDA GLOBAL platform administration (the "Administration," "Platform," or "Site") and the Internet user (the "User") arising from the use of the Site. 1.2. Acceptance: Use of any Site functionality—including browsing pages, reading materials, filling out contact forms (e.g., "I am an Investor," "I am a Founder," "Contact Us"), submitting applications, or uploading materials—constitutes full and unconditional acceptance (Acceptance) of this Agreement, the Privacy Policy, Risk Disclosure, and NDA Policy, regardless of registration or authorization status. 1.3. Non-Agreement: If the User does not agree to these terms, they must immediately cease using the Site.

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2. PLATFORM STATUS AND LIMITATION OF LIABILITY

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2.1. Information Intermediary: IBDA GLOBAL is strictly an information platform providing technical means for listing business projects and facilitating communication between potential investors and business founders. 2.2. No Advisory Status: The Administration is not an investment advisor, financial consultant, broker, dealer, attorney, or deal guarantor. No information on the Site constitutes an individual investment recommendation or an offer to buy/sell securities or business stakes. 2.3. No Legal Services: The Platform does not participate in drafting contracts between Users, does not verify their legal capacity, and is not responsible for the legal validity or enforceability of transactions. Parties must independently engage professional legal counsel to formalize investments. 2.4. "As Is" Principle: All information regarding projects, financials, metrics, and investors is published "as is." The Administration does not conduct audits, nor does it guarantee the reliability, accuracy, or completeness of data provided by Users. 2.5. Due Diligence: Sole responsibility for counterparty verification, risk analysis, and investment decisions lies with the User. The Administration is not liable for any direct or indirect damages, lost profits, or data loss resulting from Site usage.

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3. SUBJECT OF THE AGREEMENT

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3.1. The subject is providing access to Site functionality, including the project database, investor database, and analytical materials. 3.2. The Administration reserves the right to modify Site functionality or this Agreement at any time without prior notice.

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4. USER RIGHTS AND OBLIGATIONS

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4.1. Accuracy: Users must provide truthful information. Liability for false claims regarding revenue, project stage, or investor qualification lies solely with the providing User. 4.2. Prohibited Use: Users agree not to distribute spam, malware, or illegal content. 4.3. Content Removal: The Administration may remove any content that violates Platform standards without explanation.

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5. INTELLECTUAL PROPERTY

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5.1. Ownership: All Site materials (design, text, logos, code), excluding User-uploaded content, are the intellectual property of the Administration. 5.2. License: By uploading materials (pitch decks, teasers), the User grants the Administration a non-exclusive right to store, process, and display them to other Users within the Platform’s functionality.

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6. DISPUTE RESOLUTION

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6.1. User Disputes: Disputes between Investors and Founders are resolved independently without the Administration's involvement. 6.2. Administrative Disputes: Disputes between the User and the Administration are resolved under the laws of the Administration’s jurisdiction.

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7. LIABILITY

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7.1. Indirect Damages: The Administration is not liable for indirect, incidental, or consequential damages, including lost profits. 7.2. Disclaimer of Warranties: The Platform is provided "as is." There is no guarantee that the Site will meet specific requirements or operate error-free. 7.3. Third-Party Liability: The User is solely responsible for actions that violate the rights of third parties.

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8. TERM AND AMENDMENTS

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8.1. The Agreement is effective upon the start of Site use and remains in effect indefinitely. 8.2. The Administration may unilaterally amend these terms. New versions take effect upon posting. 8.3. Continued use of the Site signifies acceptance of the amended terms.

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9. FINAL PROVISIONS

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9.1. Governing Law: This Agreement is governed by the laws applicable to the Site Administration. 9.2. Severability: If any provision is found invalid by a court, the remaining provisions remain in full force.